Monday, February 13, 2012

Bob and Jack's Writing Blog ? Susan Canavarro~Guest Writer

Susan Canavarro is an artist living in Florence, Oregon. Her memoir, ?Fragments: Growing Up Bohemian Poor in Dementia?s House?, is available in e-book and paperback. This is her first Guest Writer appearance on our blog.

I write memoir fragments. Following a few of Robert and Jack?s writing techniques, I am working on getting rid of the passive voice, replacing weak verbs with strong, using concrete nouns, shucking armored prose, and looking for metaphor.

Eliminating the passive voice requires taking ownership of my thoughts and feelings and imagery. My ah-ha moment: taking ownership is scary. Taking ownership means I must stop being the victim. Taking ownership leads me to truths about myself like: I?m afraid to express myself with certainty because I am afraid of being wrong or stupid. So I hedge all writing, all painting, all thoughts using my passive voice. The passive voice is a great tool if you want to create a character like me in your novel. But I want to be strong, so out it goes!

Shucking armored prose is also about taking ownership. Don?t fill up the page with abstract nouns and weak verbs like, my favorite, I?ve been thinking, or I would have thought?and for god?s sake, stop with all those adverbs! I can?t always avoid armored prose, but I?m learning not to love it.

In writing The Auto/Body Connection I explored the idea of metaphor. In this piece, I wanted to find the metaphor that would infuse my writing with personal meaning. It?s not just a story about an old car. It?s the relationship that is the story.

Find Susan?s book online here:
?Fragments: Growing Up Bohemian Poor in Dementia?s House

The Auto/Body Connection
? 2012 Susan Canavarro. All Rights Reserved.

I turn 65, when life is supposed to be less stressful and free of complications, and my Honda receives a death prognosis in September, 2011.

A mechanic takes a cursory look at my leaky engine. I ask him, Well, is it going to live? He leans on the counter, looks at me with solemn eyes. He says, You?ve got three major problems: a steering fluid leak, a transmission leak, and one or two bad UV joints that need fixing.

I hang my head and sigh with the recognition that I?ve lost the battle. He says, If I were you, I?d just let it die a natural death. And I know he is implying the repairs are going to be very expensive. He knows I don?t have money to throw away on dying cars. I leave, assuming his death knell for my Honda is one of kindness and consideration for my financial situation.

But what he didn?t understand was that the cost of a newer car was beyond my means. I would not be able to afford a newer used automobile nor a new insurance policy. And I didn?t want to be stuck with an older machine which may have unknown problems to be discovered one by one. At least with my car, I know certain things: I know it has never been in a major accident. I know there are no hidden structural or mechanical problems. I know that every ailment that blooms is due to my neglect. I know what to expect with my old Honda?old cars leak.

But more important than the actual cost of a newer car, there was a personal hidden cost: losing my car meant losing my freedom and independence, and more than that, it meant losing my sense of security and safety. I love road trips, discovering new roads less traveled in the country, finding small towns along the way, exploring new beach scenes, knowing I can go anywhere, be anywhere and feel safe and secure enveloped in the comfort and warmth of my own car. I felt secure in knowing that if I had nothing else in life?no money, no place to live?I?d at least have my Honda to sleep in.

I knew I couldn?t let my car die without a second opinion. I took it to another repair shop. The mechanic looked at it, said it had a bad steering fluid leak and one bad UV joint. He estimated it would cost $638.00. Only $638 dollars? Wow, maybe this is doable! I was elated. From my saved pet-sitting earnings I could plunk down at least $500 in cash. And he agreed to carry the last bit with installment payments, so I said, Let?s do it!

However, fixing the car wasn?t a snap. The engine compartment, frozen and filthy, was full of old brown pine needles and maple leaves and dirt from having to park outside through heat and cold and wind and snow?and of course, from my neglect of the poor thing.

First, his crew worked hours just to get the parts off.? Second, since they don?t make parts for ?86 Hondas anymore, they needed to purchase used parts. Used parts are a hit and miss game, not always in perfect condition. He?bought used parts three times, he paid his crew for the work three times, and he never increased his original estimate. I knew he was losing money on my job, but he comforted me by telling me that he would fix the car?that was his job?he would work on it until it was fixed. Impressed by his integrity and compassion, I want everyone to know his name: Paul Potter ? he owns and operates Potter?s Tires and Automotive on Hwy. 101 in Florence, Oregon. There isn?t a Honda dealer in the world that would do what he did for me.

After all repairs were done, I waited once again to hear that death knell?that he never wanted to see me again or work on my old car again. I imagined him saying, don?t bring it back. Not fixable. He never said those words. I asked him if he would help me keep it running for a few more years. That?s when he said a well maintained Honda should get 250 thousand miles. Uplifting words for me. With the odometer reading at 191 thousand miles, and because I drive it only about 4 or 5 thousand miles per year, my car might drive me 8 to 10 years into the future. He gave me suggestions for maintenance and I promised to bring my car in for frequent tune-ups. The least I can do is bring my future business to his shop for basic preventive care medicine. Perhaps if he catches problems early, it will cost less to fix them.

My Honda is old and neglected. Parts are rusting and rotting and falling off or frozen in place. Green moss grows on metal behind each wheel. It looks pretty; I leave it there. Other people pick it off. Door locks no longer work. An unseen force grips the key and won?t let me turn it one way or another; my arthritis grips my fingers in a strangle hold and I can?t budge them either. The window-washer fluid hose snapped apart like someone had cut it with shears. Chronic fatigue. The black vinyl material covering the exterior metal parts is shedding dead skin like the peelings of my sun burnt knee-caps in 1984 Hawaii. The dried-up rubber seals in the doors are breaking apart, falling to the ground. With seals no longer tight, cold air and water seep in. The once-nice bumpers broke out in huge fade spots a few years back that look like the areas of skin which have lost all pigmentation due to discoid Lupus. The car?s skin, with a bad case of acne, has pits and scars and bumps of tree sap and bird crap and a few big ugly dents. Its dark blue color is now a faded navy-blue, the color drained the way my mother?s eye-color drained to gray when she grew older.

Old cars develop leaks over time like our bodies begin to leak from places we never thought we?d leak: mouth, eyes, ears, nose, and those ahhummmm unmentionables. ?Neglect. There are products, such as duct tape for repairing the leaks; there are medications and exercises. Use it or lose they say about our bodies and minds. Well it?s true of cars too. Keep it lubed, drive it or lose it. So I?m driving my car everyday at least ten miles, up hills and down, whether I want to go out or not. Get it warmed up. Lube those joints, Susan. Wish I had the will to do the same with my body.

I bought a warming-wrap used by hikers and I lay it over the car?s engine under the hood at night hoping it will keep the engine warm and dry. The parts salesman thought I was nuts. The heat will just escape under the engine he said, but I thought it worth a try. And besides, what else is new?? I am a little bit nuts. And if it works, I?m a millionaire! I also spread newspapers on the windshield to keep the ice from blanketing the glass in a cold snap?nothing worse than scraping ice off with frozen hands on a chilled winter morning.? One morning I discovered all movable parts on my car frozen solid. I couldn?t open the doors without the hair dryer, wipers were stuck, ice hard and solid on my windshield. So now every winter I spray the locks, door edges and wiper-joints with a de-icer which prevents freezing of parts. I swallow Advil at night so my body won?t freeze up before the morning light arrives; Bengay on sore moving joints and parts; Orajel max-strength on the deep hole vacated by a decayed and loose filling: de-icers for my body.

I?m thinking of using duct tape to cover the exposed metal parts. Black duct tape would look just like the original black covering and it would protect the metal from rust?if the water and the freeze and thaw temperatures don?t cause the tape to crack and flake off. I duct taped the windshield-wiper water-hose together, but it didn?t hold for even one day. I used a bright red duct tape. Many colors of duct tape will soon be decorating my car in my attempt to hold it together. There is a candy-stripe red and white, a purple, hot pink, red, green, yellow, white and black and the standard silver tone. The car, my new canvas. This reminds me of a painting I did in grad school on which I wrapped duct tape around the entire canvas. It developed into one of those paintings with multiple meanings and associations. In my mind it started out as an expression of pain but it wound up as an expression of healing. Holding my car together with colorful duct tape?hmmmmm.

What?s happening with my auto is happening to my body: aging, breaking, freezing, and leaking. When you grow up with a car, so to speak, you and it become old together, all the aches and pains of the car and body are living in parallel aging worlds, but it?s as if the rust and destruction and frozen joints of one are transmitted to the other: the minute you start the car, you are jump-starting the transmutation of the rust and goo of this hunk of metal and iron into your own old muscles and organs.

The alchemy transforms it to calcium deposits, cholesterol, high blood sugar, aching back, muscle loss, waning hormones, frozen aching joints and sore muscles. Bloat. It takes a while every morning to rev up my body, to oil its engine. Grasping the walls and furniture for support, I hobble and shuffle to the computer and I don?t walk normal until I?ve swallowed a few Advil. It takes a good ten minutes to start up my car. As I pull out of the parking lot, the car spitting and coughing chugs its way to the coffee shop. Sometimes it flat-out refuses to go.

Some parts of the aging process of our bodies and our autos are due to normal atrophy that would occur no matter what we do. On the other hand, we could make them last longer with better care. Due to my neglect of the health of my body, things have fallen into disrepair or dis-ease, as my father would say, at a faster rate than they should have. These days I am holding my body together with artificial means in an attempt to keep it functioning. I call it the duct tape of adaptation, self-healing and medicine.

Somehow the old faded blue Honda has become very important to my own physical and emotional survival and to my understanding of what my life has become. It?s not just about independence and transportation anymore. We need each other. It?s a strange symbiosis. I must keep my old car going. To do that, I must take better care of my now fragile body and mind?to keep on going, to keep on being.

Find Susan?s book online here:
?Fragments: Growing Up Bohemian Poor in Dementia?s House

?

Source: http://bobandjackswritingblog.com/style/susan-canavarroguest-writer/

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Sunday, February 12, 2012

Precisely What Does A Business Insurance Cover? - Speed Vision Wc

Posted February 12th, 2012 by Christie

Business insurance safeguards business owners against numerous potential threats which are not restricted to theft and fire damage. Nevertheless, there are various insurance plans available for small enterprises on the market, most of which provide overlapping rewards. The following are a few of the primary rewards that many business plans offer.

Business owners which go for a good insurance policy designed to protect small enterprises will get a compensation in the event that any of their business stock or content is damaged as a result of fire. Furthermore, issues such as property loss and theft will also be covered by this sort of insurance policy. Business owners will even receive protection for a loss or damage against the breaking down of certain equipment. A few plans also provide protection against damage to the glass front of the business office space.

Extensive insurance for businesses cover legal responsibility should the business proprietor will be held responsible for harm to someone or his property Extensive policies also provide protection against certain circumstances such as a lowering of earnings because of harm to the policy holder?s property due to an covered event. It is important to remember that to be able to enjoy this benefit, the business proprietor has to insure certain occasions which he sees as potential threats. Policy holders will most likely not be given compensation just in case there?s harm that occurred as a result of uninsured occasions.

A few of the benefits that can be enjoyed by small business owners who chooses a great insurance policy includes having to pay premiums by moth for cash flow reasons and packaged discount rates that allow buyers to include additional rewards if supplied by the chosen insurance provider. Many insurance providers also provide straight forward business cover claims through which business owners can get fast compensation repayments. Another advantage which may be supplied is the option to access and alter certain policy terms online by going to the insurer?s web site. A few insurance providers also offer business owners the choice to file claims online in just a few minutes.

Remember, extensive business insurance plans offer optimum rewards and can offer majority of the advantages stated earlier. Since this type of insurance plan is versatile, business owners might be given an alternative to decide on capabilities should they want additional protection. Furthermore, in opting for business insurance, business owners should consider opting for liability insurance if their own existing policy doesn?t provide this kind of benefit.

Get your business insurance quote today, visit http://businessinsurancequote.com.au/

Source: http://www.speedvisionwc.com/2012/02/12/precisely-what-does-a-business-insurance-cover/

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Saturday, February 11, 2012

DIY Home Improvement Tips to Help You Succeed ? operadorafortia ...

It can be tough when you are reading about some marketing strategy, and a lot of the details are left out because of an operating assumption that everybody knows those little details. Finding out about guaranteed personal loans for bad credit, and all it requires, is not an easy task even for some intermediate marketers.

That is one possible area for causing confusion with those who do not possess the fine details about the topic being discussed.

In fact, today?s discussion will be on topics that will not give you all the necessary background about them. Those who are new to online business need to remember there is always a lot more to the story in any article. On the other hand, nothing teaches quite as well as experience, and if you discover something is missing then you will get feedback in some way.

DIY home improvement is one of the options you have if you want your house to look differently, or you need some necessary repairs. Before you start, you need to make sure you have plenty of time, enough money and your skill level is good enough to complete the project. Saving money by doing your own home improvement projects, will normally be determined by your level of commitment. The following are a few helpful suggestions for anyone planning a DIY home improvement project.

If you want to get the most optimal outcome from a DIY home improvement endeavor, it can be advantageous to examine the illustrations of things you want to do. If you haven?t previously done something, it is more excellent to study some educational materials or ask someone for some helpful knowledge rather than to just move around in unknown territory and hope for the best. These days, there are quite a few resources to inquire with for help, beginning with your local home improvement or hardware store. Oftentimes, you can find someone who knows a lot and is willing to provide you with some recommendations on the task you are planning, particularly if you are purchasing materials there. In addition, you can look for training manuals or DVD?s that can help steer you in the right direction. Since you can observe an individual performing the task step-by-step, a video can come in quite handy.

Unless you have plenty of money to spend, remodeling your kitchen usually is one of the last things people are able to do to their home. If money is an issue, there are some smaller improvements that can be made to your kitchen which are lower cost. You can replace the cabinet doors, door knobs and hardware, if you are unable to change out all of the cabinets. If your countertops are looking faded, there are attractive but low-cost laminate countertops that could make a big difference. Your kitchen will look better with new energy-efficient appliances, instead of the old ones. Repainting your kitchen in a new color can also have a dramatic effect, and make your cabinets look new.

It will take you a while to get used to the sometimes unusual business elements that are only seen on the net. Dynamic is often used to describe doing business on the internet and sometimes fluid is mention, as well. If you are smart about how you go about your business, then you will understand the implications in terms of diversifying. You are reading about these methods in this article including aspects of unsecured loans for bad credit, but you still need to, or should, give some thought to how they fit in overall. All of this is just part of evaluating possibly new strategies or ideas from the standpoint of diligence.

However, there will be times when you just have to be bold, and also remember that just about everything in business has an element of risk with it. The main reason for doing DIY projects around the house is to save money on costs. When choosing materials or tools, you don?t want to skimp on quality.

You want your project to look good when you are finished, so don?t use cheap materials, but quality used or recycled materials are okay to use. Choosing the right interior or exterior paint, is a good example of this. Cheaper paint will cost you more money in the long run, because you will have to repaint sooner, and it won?t look as good either. In most cases, inexpensive materials fall apart quicker, so items like cheap tile which will break in a year or two, should not be purchased. To put it briefly, when it comes to DIY home improvement projects, the most lucrative are those that get carefully planned beforehand. Even if you?re planning to do all the work yourself, don?t be afraid to ask for advice if you need it. You should also check out different informational materials related to any sort of job you haven?t ever done before. DIY home improvements are often the most cost effective and practical approach to making your home more attractive and comfortable.

We realize that sometimes it feels like you are treading water and all you can do is keep your nose above it. It is precisely these types of loans for people with very bad credit methods that have found their way into the business bags of tricks of many successful marketers. If you are new to IM, then you need to exercise caution anytime you read about a marketing method in a short article, and the reason is you should never assume that is all there is to it.

Sure, there is a learning curve that you have to tackle, but do not lose momentum out of fear that you do not know enough to get started.

If that scenario is you, then start slowly but be sure you force your self to do something each business day. Just do not forget that you will never make a thin dime without positive action on your goals and business plan.

Source: http://operadorafortia.com/?p=605

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Set Up Your shed and Garage For Your Bike with These Wonderful ...

Your home may be perfectly organized, but what about your garage and shed? Do you just drive your motorcycle into it, look at the mess around and then just forget about it? Are your tools in a mess? If your answer is yes, you should know that a clean and organized garage and toolshed makes it easy to find things around and at the same time makes it a safer place. It?s not that impossible to do it either. You just need to do three things.

Get rid of clutter and you will feel liberated. One man?s trash is another man?s treasure. Just ensure that you don?t give away things you might need.

The junk from the house usually ends up in the garage or shed. However, piles of things that you just don?t need makes it very difficult for you to find things that you may actually need in a hurry. So, just pick those items such as baby toys, indoor basketball hoops, broken chairs and old furnishings and throw them out. If you want, you can also sell some of these things in a garage sale and use these items to earn some money. You can use the money to purchase a Christmas gift.

List out what you need

If you don?t know what you need in your shed or garage, you will end up with a clutter for sure. So, the first thing that you need to do is figure out the extra space that you will have once all your cars, boats, lawn mowers, bikes etc, are stored in the garage.

Once you know how much space these things will take and how much you will have available, you need to decide on what you would like to have in there. For doing your house repairs or your bike repairs, you may want a work bench and work stool in the corner. For storing chemicals, gasoline, tools, fire extinguisher, and other things, you may think that a garage cabinet could be quite useful.

Shelves on the walls can be quite useful for keeping sports gear, holiday ornaments, garbage bags, or anything that you require from time to time.

Humidity and temperature can take their toll on items stored in a garage, particularly rust on older components, and general corrosion of chrome, leather and fabrics. It?s not usually possible to remove them to your house, so there are solutions.

Just like your house, your garage also requires proper heating and cooling. You may also need a dehumidifier to keep the humidity levels low. This will not only help in preventing damage to your vehicles and items stored but also prevent the growth of mold and mildew. Mold can grow in highly humid and wet areas and the garage is especially prone to it. A shed is likely to be more exposed to the elements, and probably more drafty, and therefore won?t necessarily be so damp.

So, now that you have a perfectly organized, clean garage, put your classic car in it. A well set up garage will keep safe your kayaks as well as the tools and other items that you want to keep in there.

Source: http://articlescentury.com/home-improvement/storage-garage/set-up-your-shed-and-garage-for-your-bike-with-these-wonderful-ideas

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Friday, February 10, 2012

Au Contraire ? Blog Archive ? How You Can Turn Out To Be A ...

Are you a health and fitness freak and have you actually thought to be the selection to grow to be a persona trainer or a fitness coach in the health club? Well, those that have considered the solution but provided it a second believed should hear about the occupation opportunities around the completion from the personal training courses in brisbane. One particular require not go away their present occupation to come to be a health and fitness coach immediately after the program completion. You?ll be able to complete the fitness course brisbane and pick a part time or perhaps a informal work with any sector. Immediately after all, you are going to really like taking pleasure in whatever you do, once you complete the personal training courses brisbane and just take up a task inside the domain that you appreciate to function with. People who haven?t thought to be the solution to grow to be a health and fitness coach can also take into account pursuing personal training courses brisbane as the employment chances on the course completion is pretty comprehensive and it is possible to fit in like a component time employee in almost any in the health and fitness centers in the nation having a valid fitness course brisbane certification in hand. Nicely, in case you have any other commitments and can?t just take up a common school course to total the fitness course brisbane you need not worry as there are several sources that present on the net correspondence schooling to develop into a health and fitness coach. You will discover a broad array of personal training courses brisbane that happen to be out there with these fitness instruction colleges and you choose the vocational program in accordance for your occupation choice. You may also acquire the self-confidence to start your own fitness center and with all the legitimate personal training courses brisbane certification supplied you could use for any company loan to begin the new setup. These programs are very versatile and developed for those who do not have the opportunity to go to the typical fitness instruction school.

Source: http://au-contraire.org/2012/02/10/how-you-can-turn-out-to-be-a-casual-or-perhaps-a-complete-time-fitness-coach-by-pursuing-a-fitness-course-brisbane/

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Sprint posts deeper 4Q loss on iPhone costs (AP)

NEW YORK ? The iPhone helped Sprint gain customers in the latest quarter, but also forced the carrier to post its largest loss in three years because of the high cost of the phone and a network upgrade.

Sprint Nextel Corp., the No. 3 U.S. wireless carrier, on Wednesday posted a loss of $1.3 billion, or 43 cents per share, in the October to December period. That compares with a loss of $301 million, or 10 cents per share, a year earlier.

Excluding one-time charges, the loss was 35 cents per share. Analysts polled by FactSet were on average expecting a loss of 38 cents per share, excluding items.

Revenue rose 5 percent to $8.7 billion, matching the analyst estimate.

Sprint shares rose 11 cents, or 4.5 percent, to $2.56 in premarket trading

The Overland Park, Kan., company started selling the iPhone in October, hoping it would help it keep and attract customers. But Sprint needs to subsidize each phone by hundreds of dollars to sell it for $99 or $199, placing an additional burden on a company that's already strapped financially.

Sprint activated 1.8 million iPhones in the quarter, compared to 7.6 million at AT&T Inc. and 4.3 million at Verizon Wireless. Sprint said 40 percent of the iPhone users were new to the company, while AT&T usually reports a figure around 25 percent.

The phone helped Sprint post a rare increase in the number of subscribers on contract-based plans, which cost more than contract-free alternatives. It gained 161,000 such subscribers in the quarter.

In the last four years, Sprint has only posted one other net increase in contract subscribers. While the "Sprint" brand has been doing relatively well, it's been hemorrhaging subscribers from the aging "Nextel" network. It's now in the process of shutting that network down and repurposing the spectrum for a new "4G" data network. The cost of that upgrade also weighed on its results.

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/ap/20120208/ap_on_bi_ge/us_earns_sprint

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Thursday, February 9, 2012

Blizzard Survival's Reflexcell technology adds a new dimension to ...

Mother Nature is a cruel vixen, and man needs every advantage he can get when attempting to ward off her fury. Blizzard Survival improves upon the traditional emergency blanket with a honeycomb-like build that both reflects and traps heat to keep you warm. It's a technology called Reflexcell.

The average emergency blanket or bivy consists of a single layer of reflective fabric that reflects your body heat back at you. Reflexcell builds upon this concept by not only reflecting heat but also offering insulation via air space. Instead of a flat, single layer of fabric, Reflexcell uses a three-layer, three-dimensional design with air pockets built in. The pockets capture warm air and provide an effective layer of insulation, keeping you warmer than a traditional emergency blanket.

Reflexcell blankets, sleeping bags and jackets are also elastic, which makes them conform to your body, effectively eliminating drafts and keeping the reflective insulation right next to your body where it will work most effectively. The material is also waterproof and windproof.

According to Blizzard, Reflexcell offers somewhere between 8 and 9 Togs worth of thermal resistance, while traditional reflective blankets offer around 4 Togs. Blizzard's internal data also indicates that Reflexcell sleeping bags offer more than twice the warmth-to-weight ratio of goose down sleeping bags. Goose down (when dry) is typically considered the warmth-weight ratio king.

Of course, that last bit about warmth-to-weight ratio would lead any logical person to the question: If it offers such a great warmth-to-weight ratio, why aren't companies using it for regular sleeping bags and clothes? The answer to that is very simple: comfort. While down sleeping bags and clothes are both warm and comfortable, Reflexcell jackets and bags are about as comfortable as wearing a thick, tin-foil garbage bag. If you take a look at my expression in the picture below, you can see just how comfy I was in a Reflexcell jacket. The material is definitely more suitable for last-resort, worst-case-scenario applications.

Because of their added material, Blizzard Reflexcell jackets, bags and blankets don't pack quite as small or light as traditional emergency blankets, but they still pack down admirably. One of the pictures in the gallery shows the size of the packed jacket for reference.

I tried the Blizzard Reflexcell jacket on for several minutes and I confirmed that it works, while also confirming the truth in that old adage about losing most of your body heat through your head. Within the two minutes or so I had it on, I felt the hood heating discernibly. I'm sure if I'd kept it on longer, I'd have felt similar heat around my torso.

Blizzard has been around for a while in the government and medical markets, and it has recently started making a larger push into the consumer market. It sells its products through major U.S. outdoor retailers like REI. The items retail for US$39.95.

Source: Blizzard Survival

Source: http://www.gizmag.com/blizzard-reflexcell-emergency-blankets/21274/

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